Roof & Hail Damage Claims

 Texas homeowners frequently encounter hail and storm damage. Insurance claims require documentation and may be denied if procedures aren’t followed.

• Insurance compliance: Texas Insurance Code §542 outlines claim procedures. 
• Documentation: Photos, inspections, and repair estimates are critical. 
• Bad faith claims: Texas allows recovery for insurer bad faith denial under certain conditions. 

Damage & Coverage:

• Covered damages: Roof replacement, structural repair, water damage, and related property losses. 

Process:

• Inspection requirement: Supports claim and documents damage. 
• Denial: Legal recourse may include negotiation or lawsuit. 

Timing:

• Prompt filing: Required under insurance policies and Texas law.